Interest-Free Instalment

If you prefer to pay for your gold jewellery in instalments for some stress-free self indulgence, we offer 6 month interest-free payment plan in-store only where you can pay for the item's full price within 6 months from the date of first deposit placed.

The deposit amount will be a minimum of $100 or 10% of the item's price ( whichever is higher ). Gold price will be fixed on the day the deposit is placed and collection of the item can only be made when the full payment has been made.

Once a deposit has been made, we will be locking in the gold price and the item will be reserved for you for a maximum period of 6 months. Do take note that the deposit is non-refundable should you decide to cancel your order on a later date and you will not be allowed to exchange the reserved item for another item on a later date.

Failure to complete full payment for the item after 6 months with no subsequent payment from first deposit will result in an automated cancellation of order and deposit will be forfeited with item returned to shelf.

Should you require an extension of your instalment plan, a late payment fee of 1.5% per month will be effected on the balance amount due after the 6th month from date of deposit placed. Failure to make the payment for the late payment fee will result in automated cancellation of order and deposit will be forfeited with item returned to shelf.